Legal
BRAVION INC — Effective Date: January 1, 2025
Please read these Terms and Conditions ("Terms") carefully before using the website bravion-inc.com (the "Site") operated by BRAVION INC ("Company," "we," "us," or "our"). Your access to and use of the Site and our services is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Site, you agree to be bound by these Terms.
By accessing this website, submitting any inquiry form, or engaging with BRAVION INC in connection with any financial product or service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy, which is incorporated herein by reference.
If you do not agree with any part of these Terms, you may not access or use the Site or our services.
The content on this Site is provided for general informational purposes. You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Site. Prohibited conduct includes:
We reserve the right to terminate access to the Site for any user who violates these conditions.
BRAVION INC is a direct business lender offering commercial financing products including, but not limited to, business term loans, business lines of credit, equipment financing, and working capital loans. Our services are intended for businesses and are not consumer financial products regulated under consumer protection lending laws.
All financing is subject to underwriting review, approval, and execution of applicable loan agreements. Information provided on this Site regarding loan amounts, terms, rates, and timelines is illustrative only and does not constitute a binding commitment or offer to lend.
Submission of an inquiry form or application on this Site does not guarantee financing. All applications are subject to underwriting review, credit analysis, and final approval at BRAVION INC's sole discretion. We reserve the right to decline any application without cause. Stated loan parameters (amounts, rates, terms) are subject to change and are not guaranteed until a formal loan agreement is fully executed.
BRAVION INC offers an optional SMS/MMS messaging program for users who expressly opt in. If you opt in, you may receive recurring marketing and promotional text messages regarding our financial products, services, offers, and updates, sent using an automated telephone dialing system (ATDS). Message frequency varies and you may receive up to 4 messages per month.
You may opt in to receive SMS/MMS messages by checking the designated consent checkbox on our contact form. By opting in, you confirm that:
Standard message and data rates may apply. Contact your mobile carrier for details about your plan's messaging rates.
You may opt out of our SMS program at any time by replying STOP to any text message you receive from BRAVION INC. You will receive a single confirmation message acknowledging your opt-out. No further marketing messages will be sent following your opt-out request.
For assistance with our SMS program, reply HELP to any text message or contact us at jonathan@bravion-inc.com.
Consent is NOT a condition of purchase. Your decision to opt in or out of SMS communications will have no effect on your eligibility for or access to any BRAVION INC financial product or service.
All content on this Site — including but not limited to text, graphics, logos, images, design elements, and page layouts — is the property of BRAVION INC or its content suppliers and is protected by applicable intellectual property laws. Unauthorized reproduction, distribution, or use of any content from this Site is strictly prohibited without prior written consent from BRAVION INC.
The information on this Site is provided "as is" without any representations or warranties, express or implied. BRAVION INC makes no warranties or representations about:
Nothing on this Site constitutes legal, financial, tax, or accounting advice. You should consult qualified professionals before making any financial decisions.
To the fullest extent permitted by applicable law, BRAVION INC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or our services, even if advised of the possibility of such damages.
In no event shall our total liability to you for any claims arising out of or related to your use of the Site exceed the amount you paid BRAVION INC in fees directly related to the transaction giving rise to such liability in the twelve (12) months preceding the claim.
You agree to defend, indemnify, and hold harmless BRAVION INC and its officers, directors, employees, agents, licensors, and service providers from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorney's fees) arising out of or related to your violation of these Terms or your use of the Site.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Kings County (Brooklyn), New York, and you consent to the personal jurisdiction of such courts.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page, with an updated effective date noted at the top. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically.
If you have any questions about these Terms and Conditions, please contact us: